Michigan No-Fault Attorney
Navigating the intricacies of Michigan No-Fault insurance can be like solving a puzzle, especially if you’re new to auto insurance in this state. The rules under Michigan No-Fault law determine who pays for what and when after a car accident. The bright side is that this system aims to put some extra cashback in your pocket by reducing insurance premiums.
However, there’s a catch. Michigan No-Fault insurance eliminates the blame game, meaning it doesn’t matter who caused the accident; each person’s insurance takes care of them. This can be confusing, especially if you believe the other driver was at fault. If you’re scratching your head over how this all works, it might be time to chat with our Michigan No-Fault Accident Attorneys at Goldman and Associates. We can help clarify the complexities for you.
What Are Michigan No-Fault Benefits
In October 1973, the Michigan No-Fault Insurance Act regarding benefits went into effect. Prior to that time, a person injured in an automobile accident could sue the driver of the vehicle responsible for the accident to recover damages for the injuries the person sustained. This system, however, was greatly flawed. First, many persons injured in automobile accidents were unable to recover damages for their injuries because the old system required that they be free of any contributory negligence. Second, seriously injured accident victims often received no compensation for medical expenses, wage loss, attendant care, or household services because the minimum required liability coverage was only $20,000.00.
Finally, it was regularly necessary to sue to recover damages. This necessity frequently led to lengthy delays in receiving compensation. Michigan’s No-Fault Act was meant to correct these problems by requiring self-insurance coverage irrespective of fault, prompt payment of benefits, and limitations on suits against negligent drivers.
Types of No-Fault Insurance Claims
Michigan offers two types of no-fault claims: first-party claims and third-party claims. First-party claims are against your No-Fault Accident Lawyer in Michigan and cover you, no matter who’s at fault, for things like medical bills and lost wages. Third-party claims let you sue the driver who caused the accident for specific, serious injuries. Consulting a No-Fault Accident Attorney in Michigan can provide more insights into these claims.
Eliminating Fault in Car Accidents With Michigan No-Fault?
Michigan No-Fault insurance wipes away blame when a car accident happens. Your own insurance pays your bills, not the other driver’s, regardless of who’s at fault. This setup can save drivers money, although it has both pros and cons. For tailored advice, speak with our Michigan No-Fault Lawyers.
How a Third-Party Claim Works in Michigan No-Fault Cases?
If a driver collides with a pedestrian or a cyclist who doesn’t have Michigan No-Fault insurance, the victim would file a third-party claim. This means suing the driver who was at fault. If you find yourself in this situation, contacting our No-Fault Attorney in Michigan could be beneficial.
Ask a Michigan No-Fault Attorney to Decode Michigan’s No-Fault Law
Tackling Michigan’s complex No-Fault law isn’t a walk in the park. Let a No-Fault Accident Attorney Michigan from Goldman and Associates take your case. We’ll explain Michigan No-Fault law basics and guide you through the legal maze. Reach out to us at (877) 737-8800 for a free chat, right from your home or hospital bed.
For a free consultation, contact our expert Michigan Attorney at (877) 737-8800.
